Tobacco Surcharges on 2015 Health Insurance Plans Sold in Federally Facilitated Marketplaces: Variations by Age and Geography and Implications for Health Equity.
Where this comes from
- Record sourced from PubMed, PMID 26447913.
- Also identified by DOI 10.2105/AJPH.2015.302694 and PMC identifier 4627515.
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Abstract
In 2014, few health insurance plans sold in the Affordable Care Act's Federally Facilitated Marketplaces had age-dependent tobacco surcharges, possibly because of a system glitch. The 2015 tobacco surcharges show wide variation, with more plans implementing tobacco surcharges that increase with age. This underscores concerns that older tobacco users will find postsubsidy health insurance premiums difficult to afford. Future monitoring of enrollment will determine whether tobacco surcharges cause adverse selection by dissuading tobacco users, particularly older users, from buying health insurance.
Medical subject headings
- Fees and Charges
- Health Insurance Exchanges
- Patient Protection and Affordable Care Act
- Tobacco Products