Bank behavior due to a buildup in Chinese nonperforming loans.
Where this comes from
- Record sourced from PubMed, PMID 38060603.
- Also identified by DOI 10.1371/journal.pone.0295667 and PMC identifier 10703234.
- No licence information is recorded for this record.
- Because redistribution is not established, this page shows the abstract only. Follow the links below for the full text.
Abstract
We study 33 Chinese banks from December 2009 to December 2020 to examine the moral hazard behavior of Chinese banks from the perspective of nonperforming loans (NPLs). The results show that banks with low returns are more likely to engage in risk-taking behavior and have a high number of NPLs. The government could adopt regulations that would help joint stock banks to be more prudential and encourage city and rural banks to take more risks.
Medical subject headings
- Social Behavior